Call Us (757) 671-1111 ☰ ˟
Logo
Call Us (757) 671-1111
  • Main Menu
  • Get a Quote
    • Annuity
    • Instant Auto Quote
    • Flood
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowner Flood Quote Form
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Watercraft/Boat
    • Wind
    • BusinessImage of right arrow
      • Commercial Auto Quote
    • Special Events Insurance
    • Major Medical
    • Short Term Medical
    • Medicare Supplement
    • Senior Medical Insurance
    • HSA Health Plans
    • Group Health
    • Pet
  • Products
    • Annuities Insurance
    • Automobile
    • Flood
    • Homeowners
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Watercraft & Boat
    • Windstorm
    • BusinessImage of right arrow
      • General Liability
      • Commercial Auto
      • Workers Compensation
      • Business Owners Policy
    • Special Events Insurance
    • Major Medical
    • Short Term Medical
    • Medicare Supplement
    • Senior Medical Insurance
    • HSA Health Plans
    • Group Health
    • Pet
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lein Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver From Existing Auto Policy
    • Flood
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • Life
    • OtherImage of right arrow
      • Policy Review Request
    • Renters
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Switching to Roenker Insurance
    • Common Discounts
    • Frequently Asked Questions
  • About Us
    • About Matt Roenker Insurance Agency, Inc.
    • Leave Us a Review
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
  • Client Center
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
General Liability Icon

General Liability

We browse through a wide variety of coverages and find the right one for you.

Learn More
Commercial Auto Icon

Commercial Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Home Insurance | Virginia Beach, VA

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowner Flood Quote
Homeowners Quote Form

Homeowners Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Property Loss Claim Form
Request Declaration and Coverages for Existing Homeowners Insurance Coverage
Request Evidence of Insurance

Homeowners Insurance Information

Buying a home is a major investment. Over the years, add in maintenance costs, possessions and upkeep, and you have a costly investment.  

Homeowners insurance, also known as home insurance, is a form of property insurance policy that provides coverage for a private residence. A homeowners policy typically covers losses and damages to your personal residence, as well as furnishings and other assets within your home.  

If you harm someone else or damage their property, homeowners liability insurance can compensate them. Coverage often pays for incidents on or off your property. 

Most mortgage lenders will require a homeowners insurance policy. 

What does home insurance cover? 

As mentioned earlier, homeowners liability is just part of a comprehensive homeowners insurance plan. Other important areas of coverage include: 

  • Structure protection: Insures your house, garage and often detached buildings on the property. Often provides coverage in case of damage from fires, weather, theft or other hazards.

  • Possessions insurance: Pays for damaged belongings. Protection might cover everything from food in the pantry to computer systems.

  • Liability coverage: Additional expense protection: Do you need to move out temporarily after an accident? Let this coverage reimburse you for expenses such as dining or hotel bills.


Your homeowners insurance policy may not cover flood or earthquake damage. Talk with your insurance agent about these types of coverage. 

Are all kinds of home insurance alike? 

Your home is unique, from its shape and size, to the materials used to build it. In addition, your possessions have wide-ranging values. Any loss is costly, so you’ll want to maximize your benefits.  

  • Ensure you have enough structure protection to rebuild the home. Keep in mind, the construction value differs from the cost to buy a new home.

  • Ask your insurance agent to adjust your possessions coverage to match the full value of your belongings as closely as possible. That way, you’ll have fewer limitations when making a claim. Keep in mind, some policies will limit how much they pay per item.

  • Your policy likely includes a deductible on damage. It’s a good idea to take as high a deductible as you can manage—this may lower your premium cost.


Homeowners coverage is critical to your overall financial well-being. Having a policy means you don’t have to pay for covered home damage in-full, out of pocket.  


Related Articles

Contact Us Today!
(757) 671-1111

Social

Resources

  • Get a Quote
  • Customer Service
  • Payment Options
  • Report a Claim
  • About Us
  • Refer A Friend
  • Blog
  • Contact Us

Contact Us

4870 Haygood Rd Ste 108
Virginia Beach, VA 23455

P: (757) 671-1111 | Fx: (866) 814-8757 | matt@roenkerinsurance.com
© Copyright. All rights reserved. 2021 | Powered by Insurance Website Builder