March 18, 2025
AgencyTypes of Home Insurance Policies in Virginia
Choosing the right home insurance policy in Virginia can be a daunting task, given the variety of options available. Each policy type offers different levels of coverage tailored to specific needs. Understanding the differences in coverage, especially for personal property, is crucial for homeowners, renters and condo owners alike. Explanation of Home Insurance Options The […]
February 10, 2025
AgencyHow You Can Protect Your New Home
After searching for months, you’ve finally found the home of your dreams. You’ve signed on the dotted line and moved in. Now it’s time to ensure that you protect your home so that you and your family can avoid costly incidents. Buy Home Insurance If you haven’t done so before moving into your home, make […]
December 18, 2024
AgencyHow to Qualify for Different Home Insurance Discounts
There are many different types of home insurance discounts available for homeowners. Home insurance can be expensive, so it’s important to find the discounts you may qualify for. Keep in mind that discounts offered vary depending on your insurance provider. Ask your insurance agent about the discounts they offer and which ones you may qualify […]
November 13, 2024
AgencyThanksgiving Safety Tips and Insurance Coverage
Thanksgiving is often considered the unofficial kickoff to the holiday season. During this time of year, your family and friends may revel in festive gatherings and decadent cuisine. However, even as you enjoy Thanksgiving and all the joy it may bring, you must also be mindful of potential risks and accidents that could occur in […]
September 9, 2024
AgencyHow Does Smoking Affect Your Home Insurance Rates?
Did you know that smoking cigarettes is the number one cause of preventable fires? Yet people still smoke inside of their homes every day. Fortunately, many homeowners have made the prudent financial choice to protect their houses—often one’s largest investment—with home insurance. But how does smoking affect your insurance rates? When purchasing home insurance, your […]
April 17, 2024
AgencyHomeowners Insurance and Life Events
Life is a journey filled with twists and turns, and along the way, we encounter significant milestones that reshape our lives. Whether purchasing a new home, getting married, starting a business or transitioning into retirement, each life event brings about unique changes that may necessitate adjustments to our homeowners insurance. When Do I Need to […]
March 4, 2024
AgencySecurity Measures to Save You Money on Home Insurance
The cost of home insurance typically depends on how likely you are to file a claim on your policy. This means that lowering your risk can help you save money on home insurance. One way to do this is by increasing the safety of your home. You can increase the protection of your home not […]
February 29, 2024
AgencyHow To Get Discounts For Home Insurance
The National Association of Insurance Commissioners reported that the average annual premium for homeowners’ insurance is $1,192. Of course, home insurance premiums vary significantly depending on a number of factors, such as the amount of coverage, the rebuild value of your home, and even the state and local area in which you reside. If you’re […]
November 19, 2023
AgencyKeep Your Home Safe This Christmas
The holidays are a time of happiness and celebration. Our traditions are intended to add to the excitement of the season. Unfortunately, the National Fire Protection Agency estimates that U.S. fire departments are called to respond to over 200 fires started by Christmas trees each year. On average between 2007 and 2011, 6 deaths, over […]
June 21, 2023
AgencyBasic Security Steps For Your Home
Few things are probably more sacred to you than what lies within the four walls of your home. You go home to feel safe, secure and confident that you will be protected while inside. However, you can’t eliminate every safety threat, particularly those of theft, vandalism, burglary or other unauthorized entry to your property. Any […]