flood insurance

Every home, in every community, deserves the security provided by homeowners insurance. However, one hazard that will not have coverage under homeowners insurance is flooding. While you can buy flood insurance to protect yourself against the ramifications of this hazard, you still have to do what you can to minimize the effects of floods, if […]

Flash floods can occur within minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release of water held by an ice dam. Overland flooding, the most common type of flooding event typically occurs when waterways, such as rivers or streams, overflow their banks as a result of rainwater or a […]

Nearly half of all American households aren’t aware that a standard homeowners insurance policy will not cover flood-related damages. For protection from floodwaters, you must purchase additional coverage. But do you really need extra flood insurance? 

Floodwater can be extremely destructive; even a few inches of water can ruin your flooring, walls and furniture. Even worse, floods can happen anywhere at a moment’s notice. But there are certain conditions that make floods more predictable. If a flood is predicted in your area, take the opportunity to prepare in advance to reduce […]