Agency

November 22, 2022
Agency

Advertising Coverage in a Business Owners Policy (BOP)

If you run a small business, you know that your insurance coverage is important. You want to pay the best price for this coverage, that’s true. But, you also want to have the coverage that works best for you.  Choosing the best business owners policy (BOP) insurance is often a balancing act of price and […]
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November 10, 2022
Agency

4 Home Inspections You Can’t Overlook When You Own a Home

Owning a home is a big responsibility. You have to make your monthly payments and maintain home insurance. You also have to make repairs when necessary. But all of these responsibilities help protect both your wallet and your family’s well-being.  Make sure you are keeping your family safe in addition to providing them with a […]
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October 26, 2022
Agency

Can You Get Life Insurance If You Have Diabetes

Diabetes is a life-threatening condition when not managed well. Those with Type 1 or Type 2 diabetes may be at a higher risk to develop health complications. Some people have a shorter lifespan as a result of this condition. From a life insurance point-of-view, insurers may be willing to offer some help to you for […]
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October 10, 2022
Agency

Flood Preparation 101

Floodwater can be extremely destructive; even a few inches of water can ruin your flooring, walls and furniture. Even worse, floods can happen anywhere at a moment’s notice. But there are certain conditions that make floods more predictable. If a flood is predicted in your area, take the opportunity to prepare in advance to reduce […]
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September 28, 2022
Agency

Do You Need Commercial Auto Insurance for Your At-Home Business?

Insuring your business is a step all business owners should take. Perhaps you are a small business operating out of your home. You may have a side business that you do on the weekends. In these cases, it is common for business owners not to consider business insurance.   Yet, these businesses face risks. There is […]
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September 12, 2022
Agency

What to Know About Auto Insurance for Classic Cars Before You Buy

You probably bought a classic or antique car because of your true love for automobiles. You don’t mind taking it for a spin to show it off and enjoy the time behind the wheel. Some car enthusiasts don’t even take that much of a risk themselves; their cars might simply be for display purposes and […]
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August 25, 2022
Agency

Can Your Home Insurance Provider Cancel Your Policy?

Though not common, some home insurance providers have canceled policies or dropped clients in the past. This is not a rash decision, or a choice made on a whim. Many insurance agencies do their best to keep clients, not lose them. Unfortunately, there are some circumstances in which an agency may decide to cancel a […]
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August 3, 2022
Agency

Bringing Employees Back to Active Duty Safely

The quicker an employee comes back to work following an on-the-job injury or illness, the lower the costs associated with workers’ compensation.   Of course, efforts to have such an employee return to work must consider the safety of the employee. Rushing an employee back to work before he or she is ready is contrary to […]
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July 27, 2022
Agency

5 Easy Ways To Lower Your Home Insurance Premiums

When you look up tips on saving money on home insurance, you’re often confronted with big decision ideas. Buy a home that’s cheaper to insure. Move to a safer neighborhood. Build a 12-foot-tall brick fence around your yard. 
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July 14, 2022
Agency

What Does Commercial Liability Insurance Cover?

Every business owner knows that there are insurance policies designed to protect a business’s physical property from theft or severe weather damage. But what about injuries or damages suffered by third parties as a direct result of a business’s actions? Commercial liability insurance is designed to cover similar events, plus more. This coverage is primarily […]
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