Auto Insurance Options for Seniors

Finding suitable auto insurance for senior drivers in Virginia Beach involves considering unique factors affecting coverage needs. As driving habits and circumstances change with age, reviewing your auto insurance options becomes increasingly valuable.

Age-specific Discounts and Programs

Many insurance companies offer programs specifically designed for mature drivers. Seniors who complete defensive driving courses might qualify for rate reductions with many insurers. These courses, available through organizations like AARP or AAA, refresh driving skills while potentially lowering insurance costs.

Virginia Beach residents over certain age thresholds (typically 55 or 65) might automatically qualify for reduced rates with some insurance companies. Additionally, retired drivers who commute less frequently might benefit from low-mileage discounts, reflecting their reduced time on the road.

Coverage Adjustments to Consider

Assessing coverage levels as vehicles age and decrease in value may be beneficial. While maintaining adequate liability coverage remains essential, adjusting comprehensive and collision coverage on older vehicles could offer potential savings.

Loyalty and Bundling Opportunities

If you have maintained policies with the same company for some time, this loyalty might qualify you for specific discounts unavailable to newer customers. Additionally, bundling auto insurance with homeowners or renters policies could offer further savings.

Learn More

Contact Matt Roenker Insurance Agency in Virginia Beach, VA, to discuss your auto insurance options. Our team can review coverage choices tailored to your changing driving situation.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.