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Home > Blog > Classic Car Insurance
THURSDAY, MARCH 3, 2022

Classic Car Insurance

Classic cars, sometimes referred to as antique cars, are unique investments. In addition to functioning like any ordinary car, classic cars are collectibles that most owners intend to drive around and display to the public. Many people wonder what makes a car a classic. 

How Old Is a Classic Car? 
The age for a car to be considered a classic varies, depending on your insurer. Generally, classic cars fall between 10 and 25 years old. Classic cars tend to be muscle cars or some other exotic car.  
red classic sports car
To find out if your car is a classic or if you have any questions regarding classic car insurance, be sure to reach out to our agency today. 

Other Classic Car Eligibility Requirements 
If your classic car is worth a significant amount of money, you will have to prove that you have a safe place to store it to ensure eligibility for classic car insurance. You will also have to maintain a good driving record.  

Upon ensuring your classic car meets the age criteria and other requirements, you’ll be able to purchase coverage options that include: 

  • Agreed value coverage. This helps cover the car’s full-insured value with no depreciation in the event of a total loss, less your deductible. 

  • Inflation guard. This helps compensate for inflation and appreciation; the policy increases the vehicle’s value quarterly. 

  • Spare parts coverage. This helps cover the cost of any spare parts related to your antique vehicle. 

  • Flexible usage. This limits mileage, usually from 2,500 to 5,000 miles annually and is not limited to parades.

 

Your classic car coverage options may not just be limited to the above benefits. Reach out to our agency today to learn more about classic cars and coverage options. 

Reach Out Today 
Matt Roenker Insurance Agency is here to help. If you live near Virginia Beach, Virginia, and own a classic car or are thinking about purchasing one, our agents are here to assist you in learning about the car’s age and other eligibility requirements. 

Reach out today at 757-671-1111 to learn more. 

Posted 5:43 PM

Tags: classic car insurance
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