A classic car and a standard car are two very different things. Because of that, classic car owners need a different insurance policy and that’s where we can help.
Somehow who owns a classic car doesn’t use it the same way as a normal driver would. Classic car owners are more concerned about every detail of the car and drive it less and typically on less crowded roads and streets – classic car owners typically aren’t seen getting into fender benders on a major highway during rush hour traffic.
Classic car insurance policies are different from the rest mainly because of their dynamic usage. This concept lets drivers get the most coverage at varying rates that change on how much they drive their car and where they drive it. Distances vary on all sorts of classic cars, with some driving their antique cars less than a thousand miles a year and some up to five thousand. Typically, owners of classic cars are careful about adding wear and tear on a car.
With a flexible usage insurance policy, drivers can make sure they are the most efficient with their spending on insurance. Why should a classic car driver who might use his or her car a handful of times a week, or even a month, pay the same for coverage as a person who commutes daily with their car on the highway. We can help you find the policy that works best for your habits.
Our agents understand these policies and by going through us you also get the added benefit and peace of mind of working with someone who understands what a classic car owner wants and needs.