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Home > Blog > Insuring Your Wedding Against Disaster
FRIDAY, NOVEMBER 3, 2023

Insuring Your Wedding Against Disaster

Have you spent months planning the perfect wedding? It takes most couples nearly a year to book the venue, hire a caterer, order the cake, send out invitations and more. After the hours upon hours of planning—not to mention, the thousands of dollars it takes to throw a wedding—you expect things to be flawless on the big day. 

But unfortunately, life sometimes has other plans. A severe storm may tear through your venue days before the wedding, or a family member may fall seriously ill that week. If an unexpected event forces you to postpone or cancel your wedding, you’d probably lose quite a bit of money in the process. After all, plenty of venues and vendors require non-refundable deposits for booking. 
champagne flutes on a tray
Just like any large investment, it’s a good idea to insure your wedding with special event insurance. This inexpensive policy can cover the following: 

  • Event cancellation and postponement: This coverage can reimburse you for cancellation fees, non-refundable deposits and even last-minute booking fees if an unforeseen event spurs the need for a new venue or vendor with little notice. 
  • Event liability: Required by many venues, this coverage protects you from the possibility of a guest getting injured of suffering property damage during the festivities.
  • Damage to premises: This coverage can reimburse the costs incurred by the venue if a guest causes damages, whether intentional or accidental. 
  • Liquor liability: In case a guest gets drunk at the reception and causes any type of damage, this coverage can reimburse you for associated expenses.  


Like you, we want your wedding day to be perfect. And while postponing the event may not sound ideal, at least having a special event insurance policy can offset the costs.  

Get a quote today. Call Matt Roenker Insurance Agency for more information on wedding insurance. 

Posted 2:11 PM

Tags: special event insurance
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