Is it best to remain with the same auto insurance carrier year after year? In many cases, people don't think twice about remaining with the same insurer. In fact, you usually do not have to sign any additional documentation or a new contract once your current contract expires. You just continue to make payments. As that new bill arrives in the mail, though, now is a good time to take a closer look at your car insurance policy and find out if it’s time to look for a new carrier or new plan. 

Does Remaining Loyal to Your Auto Insurance Carrier Matter? 
Many people go years without having to actually file a claim on their car insurance. You don't think about your agent, the process or the coverage. So, does it pay in these situations to stay with the same carrier every year? It can work in your favor, but it depends on your agent. When you receive a bill in the mail to renew your coverage or policy, take a few minutes to consider your options. 

Is There a Better Offer Out There? 
A good place to start is to better define what other carriers can offer to you. Request a few quotes from your independent insurance agent to learn what you could be paying for auto insurance with several other carriers. In many situations, you may find an excellent opportunity for savings available. You may qualify for bigger discounts or a lower introductory offer just for making the switch. 

Then, take a look at your existing policy. Does it still provide you with the same level of coverage that’s right for your needs? Is it time to make an adjustment there? It's always a good idea to invest wisely in choosing car insurance because when you do need to file a claim, you want to be able to get fast, reliable service. 

In many cases, auto insurance carriers might raise rates from year to year. Some offer loyalty discounts. Yet, to learn if this is worth your investment, you need to take a step back and find out exactly what the other car insurance carriers out there can offer to you. With quotes remaining free and easy to obtain, there's no reason to pay more than you should for comparable coverage. 

Get a quote today. Call Matt Roenker Insurance Agency at 757-671-1111 for more information on Virginia Beach auto insurance.