Call Us (757) 671-1111 ☰ ˟
Logo
Call Us (757) 671-1111
  • Main Menu
  • Get a Quote
    • Annuity
    • Instant Auto Quote
    • Flood
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Homeowner Flood Quote Form
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Watercraft/Boat
    • Wind
    • BusinessImage of right arrow
      • Commercial Auto Quote
    • Special Events Insurance
    • Major Medical
    • Short Term Medical
    • Medicare Supplement
    • Senior Medical Insurance
    • HSA Health Plans
    • Group Health
  • Products
    • Annuities Insurance
    • Automobile
    • Flood
    • Homeowners
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Watercraft & Boat
    • Windstorm
    • BusinessImage of right arrow
      • General Liability
      • Commercial Auto
      • Workers Compensation
      • Business Owners Policy
    • Special Events Insurance
    • Major Medical
    • Short Term Medical
    • Medicare Supplement
    • Senior Medical Insurance
    • HSA Health Plans
    • Group Health
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lein Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver From Existing Auto Policy
    • Flood
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • Life
    • OtherImage of right arrow
      • Policy Review Request
    • Renters
  • Blog
  • Resources
    • Refer a Friend
    • Important Links
    • Insurance Glossary
    • Switching to Roenker Insurance
  • About Us
    • About Matt Roenker Insurance Agency, Inc.
    • Leave Us a Review
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
  • Client Center
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
General Liability Icon

General Liability

We browse through a wide variety of coverages and find the right one for you.

Learn More
Commercial Auto Icon

Commercial Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > What Happens if You are Fired While Out on Workers Compensation?
TUESDAY, AUGUST 3, 2021

What Happens if You are Fired While Out on Workers Compensation?

Workplace injuries are unfortunately common in many industries, especially for those whose jobs require them to move, lift and perform other physical tasks. Some workplace injuries lead to an employee being unable to work for a few days, weeks or even months. 

One large concern that many workers in this position have is that they may be fired while unable to work due to an injury.  

Thankfully, you may not have to worry about this. workers compensation paperwork

The rules about job termination while on workers compensation depends to certain laws and regulations on both state and federal levels that prevent employers from firing employees simply because they are unable to work due to a work-related injury.  

In fact, employers who fire an employee simply because they are unable to work after a work-related injury may be sued by said employee for compensation. This kind of claim or lawsuit is generally referred to as a retaliatory discharge claim, meaning a claim against the employer for firing an employee in retaliation for a workplace injury. For this claim to be successful, however, the employee must be able to prove that they were fired due to the workplace injury and no other reason. 

There are reasons that could lead to you being fired while out on workers compensation that do not relate to the injury itself or your inability to work. 

Reasons a retaliatory discharge claim may be denied include: 

  • Positive drug tests directly after the injury (which can also see workers compensation benefits denied) 

  • You are fired while completely out of work and receiving workers compensation benefits 

  • Misconduct, absenteeism, insubordination, tardiness 

  • Fighting 


Many of these incidents tie into the possibility of having workers compensation claims denied, as well. If an employee starts a fight at work with another employee or customer, for example, injuries that arise due to this fight are unlikely to be covered under workers compensation. These types of accidents will not be covered legally, either. 

Keep in mind that workers compensation itself does not offer job security or protection. Simply because you are on workers compensation does not mean that you are protected from termination. There are simply some instances in which your employer should not fire you, such as if you are back to light work after a workplace injury and do not have any other causes for termination. However, if an employer fires you simply because they do not want to offer you workers compensation benefits any longer, you may be entitled to pursue legal action. 

Can You Get Fired While Out with a Disability? 

Another part of workers compensation provides compensation for those who are rendered disabled due to a workplace injury. Types of workplace disabilities are: 

  • Partial temporary disability 

  • Partial permanent disability 

  • Total temporary disability 

  • Total permanent disability

 

Different types of disabilities can affect you in various ways, as well as your ability to work. A temporary disability, for example, may only require you to stay away from work for a few weeks while a permanent disability can severely impact your ability to work at your job or even in the same industry. 

However, the same rules apply as above when it comes to workplace disability. If you are rendered temporarily disabled due to a workplace injury and your employer is no longer able to hold your job, they may be able to terminate you in order to hire a replacement. You may still be entitled to disability and wage benefits under workers compensation, however. In fact, most workers compensation policies also offer vocational benefits, which cover the cost of training in another field in case an injured is unable to return to their original industry due to the disability they obtained. 

Discrimination vs. Retaliation 
Retaliation does not always come in the form of termination. In some cases, employers may see fit to discriminate against their injured employees, often in an attempt to encourage the employee to leave. This, too, is illegal and can result in a lawsuit or other legal action. Discrimination may include taking away desirable shifts with no professional purpose, inappropriate comments, withdrawing duties that the employee is still able to perform, refusing to adhere to reasonable work restrictions and more. 

There are some instances where an employer may fire an employee without cause in relation to a workplace injury, but many of these instances allow you to continue receiving wage replacement from workers compensation. This includes if you are fired because the employer cannot accommodate your work restrictions, the employer could no longer hold your job while you were out on workers compensation, or the company had to downsize/went out of business. While you may be covered under wage replacement in these cases, you may still be required to look for a job simultaneously. 

It is important to keep in contact with your employer and the workers compensation insurance provider to make sure you are in the loop and getting the valid coverage. 

Posted 5:21 PM

Tags: workers compensation
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021

  • insurance(10)
  • coverage(7)
  • home insurance(5)
  • auto insurance(4)
  • auto(4)
  • homeowners(3)
  • classic car insurance(3)
  • car(3)
  • policy(3)
  • commercial auto insurance(3)
  • liability(2)
  • wedding(2)
  • car insurance(2)
  • commercial(2)
  • mortgage(1)
  • workers compensation(1)
  • general(1)
  • classic car(1)
  • general liability(1)
  • life(1)
  • vehicle(1)
  • secruity(1)
  • life insurance(1)
  • flood insurance(1)
  • premiums(1)
  • vehicles(1)
  • classic(1)
  • event(1)
  • bop(1)
  • classic auto(1)
  • special(1)
  • value(1)
  • collision(1)
  • high(1)
  • business owners policy(1)
  • claims(1)
  • crash(1)
  • employee(1)
  • high value home insurance(1)
  • cargo(1)
  • general liability insurance(1)
  • preparations(1)
  • costs(1)
  • sr-22(1)
  • venue(1)

View Mobile Version

Contact Us Today!
(757) 671-1111

Social

Resources

  • Get a Quote
  • Customer Service
  • Payment Options
  • Report a Claim
  • About Us
  • Refer A Friend
  • Blog
  • Contact Us

Contact Us

4870 Haygood Rd Ste 108
Virginia Beach, VA 23455

P: (757) 671-1111 | Fx: (866) 814-8757 | matt@roenkerinsurance.com
© Copyright. All rights reserved. 2021 | Powered by Insurance Website Builder